Can i enter SS Benefits as nontaxable income? First time trying to apply this tax credit.

[carmen-velazquez11]

I am old enough to apply the Elderly or Disabled Credit, my only income would be SS and money from a rental i own

[DavidD66]

The "not tax on Social Security" benefit that was part of the One Big Beautiful Bill is actually a $6,000 deduction for taxpayers age 65 and older.  It calculates automatically, if you qualify.

The Enhanced Deduction for Seniors of $6,000 is automatically added to a return if the taxpayer and/or spouse meet the age requirement of 65 or older as of December 31.  The deduction is separate from, and in addition to the Standard Deduction or Itemized Deduction.  It is calculated on Form 1040 Schedule 1-A, Page 2 Part V.  The deduction phases out if your Modified Adjusted Gross Income (MAGI) exceeds $75,000 if single, and $150,000 married filing jointly.  It is fully phased out at $150,000 and $250,000 for Single & MFJ, respectively.

[xmasbaby0]

There is a credit for the Elderly and Disabled which is so small that very few people benefit from it—-it has not been updated/increased by Congress for decades.

ELDERLY OR DISABLED CREDIT https://www.irs.gov/help/ita/do-i-qualify-for-the-credit-for-the-elderly-or-disabled