Can an individual taxpayer return an RMD distribution in 2021 from a 401k plan, back to the plan in 2021?

posted

No,

Required Minimum Distributions are required for tax year 2021.

You can only contribute back EARNED income.

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You have 60 days to rollover a distribution from a tax deferred plan.

HOWEVER,

RMDs cannot be rolled over.

The R stands for Required.

Any amount in excess of the RMD amount is not RMD and can be rolled over into an IRA.

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