When I select that I did something else with the money received from my CALSTRS (my regular income), the Turbo Tax system thinks I have cashed out my retirement account. This is not the case. I believe I am being penalized for cashing out instead of re-investing/saving the money in my retirement account. The teacher retirement distribution is a different system than other retirement accounts such as IRA's. How do I navigate this to ensure I am not penalized or charged extra tax on my retirement income?