Amending taxes for IRA contribution or Roth IRA conversion

Hi,

I just discovered the backdoor IRA and did one for tax year 2020. I have the possibility to contribute to a Traditional IRA for tax year 2019 until July 15,2020, however I read on this forum that the July 15 deadline is not for conversions. What are my options to save on taxes and amend my tax returns knowing that:
- didn't contribute to my employer 401(k) in 2019 to the maximum
- my income is above the IRA deductibility limits

posted

There is nothing that you can do in 2020 to change your 2019 tax liability if you cannot deduct an IRA. Your W-2 box 13 will be checked if covered by a retirement plan at work.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**