Hi All,
I contributed a total of $1,813 in excess on 401k across two employers in 2024, as I changed jobs during the year.
Specifically, I contributed $7,153 to one plan and $17,658 to another.
Both employers are not willing to issue a refund since I contacted them after April 1, 2025.
How should I report this excess contribution to the IRS, if at all? I assume I won’t receive any 1099-R since I didn’t get a refund from either employer.
Any guidance would be greatly appreciated—I’d like to make sure I can file correctly before the October 15, 2025 deadline.
Thank you!