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yvarotaria
Returning Member

401K Excess Contribution - 2024 tax year

Hi All,

I contributed a total of $1,813 in excess on 401k across two employers in 2024, as I changed jobs during the year.

Specifically, I contributed $7,153 to one plan and $17,658 to another.

Both employers are not willing to issue a refund since I contacted them after April 1, 2025.

How should I report this excess contribution to the IRS, if at all? I assume I won’t receive any 1099-R since I didn’t get a refund from either employer.

Any guidance would be greatly appreciated—I’d like to make sure I can file correctly before the October 15, 2025 deadline.

Thank you!

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