2025 Tax Filing - What were your Roth IRA contributions prior to 2025?

[taxmeback]

For the question, "What were your Roth IRA contributions prior to 2025?", should this amount include the amount of Roth contributions that were rolled over from previous employer workplace Roth IRA plans? For example, I maxed out my Roth IRA in 2022 ($6K) and also rolled over X amount from my employer Roth IRA into the same account. Is the total contributed for this year $6K plus $X?

[MindyB · Accepted solution]

To calculate your total contributions prior to 2025, you should include both your $6,000 direct IRA contribution and the contribution portion of your rollover. They both represent principal that you can withdraw tax-free. 

However, be careful not to include any earnings that were part of that rollover. Just use the contribution amount listed in Box 5 of the 1099-R from your rollover.

[taxmeback]

Thanks for clarifying!