2025 tax entered my social security income And retirement income Appears social security was NOT ADDED to total taxable amount ?

[howjltx]

Social Security Income (SSI) is generally not taxable if your combined income (adjusted gross income + non-taxable interest + (1/2) of social security benefits) is $25,000 or less for single filers, or $32,000 or less for married couples filing jointly. If income exceeds these thresholds, up to 50% to 85% of benefits may be taxable. 

[Vanessa A]

This is likely because if your other income is not high enough to make your social security income taxable.  The taxability of social security is dependent upon your other income. If you look at your form 1040, you should see the entire amount you entered for social security on line 6a.  The taxable amount if any, would be on line 6b.  

Taxability of Social Security & SSDI

• General Rule: Social Security benefits are not fully taxed. Depending on your "combined income," up to 85% of your benefits may be taxable.
• SSDI Treatment: SSDI (Social Security Disability Insurance) benefits are treated exactly the same as regular Social Security benefits for tax purposes.
• Thresholds for 85% Taxable:
  • Single: Combined income above $34,000.
  • Married Filing Jointly: Combined income above $44,000.
  • Married Filing Separate: Benefits are taxable at 85% regardless of income level.
• Thresholds for 50% Taxable:
  • Single: Combined income between $25,000 and $34,000.
  • Married Filing Jointly: Combined income between $32,000 and $44,000.
• Calculation Formula: "Combined Income" is calculated as your Adjusted Gross Income (AGI) + Nontaxable Interest + 1/2 of your Social Security Benefits.

Filing Requirements

• SSA Only Income: If your only source of income is Social Security, you typically do not need to file a tax return because you have no taxable income (unless your benefits exceed $50,000 for the year).

So if your only other income is retirement benefits and they were say $5,000 and your social security is $15,000, you would not have enough total income for your social security to be taxable. 

To see your form 1040 take the following steps:

For TurboTax Online Version:

1. Select Tools.
2. Go to Tax Tools.
3. Select Preview My 1040 (or go to the print center).

For TurboTax Desktop Version:

• You can simply switch to forms mode.