1099-R format not recognized

[mattkeene]

I receive a 1099-R form "U.S. Department of State- Foreign Affairs Retirement and Disability System Annual 1099-R."  The problem is that none of the 1099-R form templates in Turbotax match it from box 9 onward.  I have additional boxes for Health Benefits and Dental and Vision that aren't able to be inputted.  Even more problematic, when I manually input it, Turbotax sees it as a withdraw from an IRA that needs to be taxed as such instead of a monthly pension that I pay income tax on.  I've had issues in past years making my 1099-R fit, but this year I can't seem to enter it in a way that the tax is properly calculated.  I tried uploading a picture as well, and that didn't solve the problem.

[KrisD15]

If the Health Benefits are premiums you pay, you can enter those amounts as Medical Expenses under Deductions and Credits.

Make sure the Income, (taxable in Box 2 and Total in Box 1) and all taxes withheld are entered on the 1099-R screen. 

You will need to go through the interview after the entry and indicate that it was taken as an annuity in order for the program to recognize it as a pension.  

[mattkeene]

The interview doesn’t as that. It asks me whether it was a qualified or unqualified withdrawal or I rolled it over into something else.

[KrisD15]

Is this a Civil Service annuity and if yes, did you indicate that on the "Tell Us Which 1099-R You Have" screen?

[mattkeene]

Yes, but the numbered boxes don’t all correspond.

[KrisD15]

To clarify, 

Do you have a number in Box 2 a and if yes, what is that number? 

Is this number less than the total distribution? 

Do you answer, "yes" it is qualifying? 

What is the code for the distribution? (Is there a Box 7)?

[Ret FSO]

Try entering it as a Financial Institution or other Provider 1099-R.  When you get to Distribution Info page, make sure Box 7 info is correct with Distribution Code 7 (at least that is what my Foreign Service 1099-R says.)  It defaulted to Code 1.  Distribution Code 7 is Normal distribution.  I checked Qualified Plan on that page.  Hope you find this helpful.  I am not a tax professional.

[Ret FSO]

It is a Foreign Service annuity, an entirely distinct and different retirement system not part of the USG Civil Service.

[Ret FSO]

What is the code for the distribution? (Is there a Box 7)?

Yes.  Distribution Code is 7.

[Ret FSO]

This is what the Foreign Service 1099-R looks like for a recipient in Virginia.  It would be nice if Turbotax would include FARDS as a category and have the boxes match the Turbotax questions.

[easdhua csdlkhcf]

I'm having the same problem you're having.  Did you ever find a complete response?

Also, it seems that this is not just a TurboTax problem, it's also a Charleston problem.  The instructions on the 1099-R don't match the boxes in the 1099-R.  For examples, the instructions note that "Boxes 3, 5, 6, 8, 9, 12, 13, 14 and 15 have been deleted from the form."  Well, no they haven't, and those last four boxes contain important data.

[mattkeene]

No, never got a complete response. 

[dmertz]

Blame the Department of State.  It appears that they never updated its Form 1099-R to incorporate the changes  to Form 1099-R that the IRS introduced in 2020.  Assuming that the form appears as shown by Ret FSO, enter into boxes 14, 15 and 16 of TurboTax's ordinary 1099-R form what is shown in boxes 12, 13 and 14 of the Dept of State form, respectively (enter by box name, not by box number).  Boxes 15, 16 and 17 of the Dept of State form are informational and should not be entered on TurboTax's 1099-R form anywhere.  The information from boxes 15, 16 and 17 might be useful in reporting medical expenses if you itemize deductions.