Were taxes on Social Security income completely eliminated with passage of President Trump's "Big Beautiful Bill?"

Forum|Forum|5 months ago
December 27, 2025
2 replies
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If taxes on Social Security income were eliminated, would that be for the entire 2025 tax year of just since the bill was passed and signed?

TurboTax Online

Best answer by VolvoGirl

Expert Reviewed

Nothing about Social Security has changed. It can still be taxable. There is a new Enhanced Senior Deduction.

The maximum deduction is $6,000 for each person 65. The phaseout is 6% of the amount by which MAGI exceeds $75,000 for single or $150,000 for married filing jointly (MFJ). The MAGI is normally the same as your AGI but with some Foreign items from Form 2555 added back in. On a joint return the phaseout is calculated separately for each person, so the 6% phases out for each spouse. This deduction is intended to provide tax relief for seniors and is in addition to the existing Standard Deduction or your Itemized Deductions. Expires December 31, 2028.

The 6,000/12,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. Turbo Tax automatically includes it if you qualify.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

DoninGA

Level 15

New $6,000 "Bonus" Deduction (2025-2028)

Amount: Eligible single filers can claim up to $6,000. Married couples filing jointly can claim up to $12,000 if both spouses qualify ($6,000 per person).
Eligibility: You must be 65 or older by December 31, 2025, and have a valid Social Security number.
Availability: This deduction is available whether you take the standard deduction or itemize your deductions.
Income Limits (Modified Adjusted Gross Income - MAGI): The deduction starts to phase out if your MAGI exceeds certain thresholds and is completely eliminated at higher levels:
- Single filers: Phase out begins over $75,000 MAGI, fully eliminated at $175,000.
- Married couples filing jointly: Phase out begins over $150,000 MAGI, fully eliminated at $250,000.
- Duration: This provision is temporary and currently set to expire after the 2028 tax year.

K

ky690600

Level 2

That is my understanding, but after entering both mine and my wife's SS 1099 info the 1040 is not showing any taxable amount on line 6b, it does have the amount entered on 6a, but I thought it would show 85% of that number in 6a in the 6b, but it has nothing in there ?

D

DianeW777

Level 15

The following information explains when a portion of social security income might be taxable. Review the numbers with your total income for a better picture of your situation

.When will some social security income become taxable?

if half of your social security, combined with your other taxable income is below the following base amounts, then none of your social security would count as taxable income.
The base amount for your filing status is:
- $25,000 if you're single, head of household, or qualifying surviving spouse,
- $25,000 if you're married filing separately and lived apart from your spouse for the entire year,
- $32,000 if you're married filing jointly,
- $0 if you're married filing separately and lived with your spouse at any time during the tax year.
Social Security Income FAQs

@ky690600

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VolvoGirlAnswer

Level 15

Expert Reviewed

Nothing about Social Security has changed. It can still be taxable. There is a new Enhanced Senior Deduction.

The maximum deduction is $6,000 for each person 65. The phaseout is 6% of the amount by which MAGI exceeds $75,000 for single or $150,000 for married filing jointly (MFJ). The MAGI is normally the same as your AGI but with some Foreign items from Form 2555 added back in. On a joint return the phaseout is calculated separately for each person, so the 6% phases out for each spouse. This deduction is intended to provide tax relief for seniors and is in addition to the existing Standard Deduction or your Itemized Deductions. Expires December 31, 2028.

The 6,000/12,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. Turbo Tax automatically includes it if you qualify.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf