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1 reply

ColeenD3
Level 15
January 22, 2020

It is unclear what you are asking, but you may withdraw your own contributions, tax free.

 

  • If you are 59½ or over, you may withdraw as much as you want, as long as your Roth IRA has been open for at least 5 years.
  • If you are under 59½, you may withdraw the exact amount of your Roth IRA contributions with no penalties.
  • There are special exemptions for first-time home purchase and college expenses.
Level 3
January 22, 2020

While I am under 59 and I had the Roth less than 5 years, I did only withdraw my contributions or basis. Thans you!