TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

Level 2

Solved

Rollover form Employer's Plan into an IRA (IRS publication 590-A)

Forum|Forum|3 months ago
April 12, 2026
1 reply
105 views

Turbo Tax is showing my Rollover from the Gov't TSP to a traditional IRA as non-taxable income. However, IRS Publication 590-A states "the distribution is rolled over into a traditional IRA, it isn't included in your income."

The rollover amount is showing up on the 1040 as a rollover, but the dollar amount is included in my total income. This will be an issue in a few years with my social security calculation because this rollover is not income, it was simply moved from one retirement account to another.

I need to know how to fix this in Turbo Tax.

Thanks so much.

Best answer by dmertz

Expert Reviewed

All distributions from an employer plan are defined in the tax code as income. What matters is that the rollover to an IRA makes the income be nontaxable income. Nontaxable income from an employer plan must be included on Form 1040 line 5a but is excluded from line 5b so that it does not add to your AGI of affect anything else on your tax return. Because it does not add to your AGI, it does not affect anything that depends on AGI such as Medicare IRMAA.

dmertzAnswer

Level 15

Expert Reviewed

All distributions from an employer plan are defined in the tax code as income. What matters is that the rollover to an IRA makes the income be nontaxable income. Nontaxable income from an employer plan must be included on Form 1040 line 5a but is excluded from line 5b so that it does not add to your AGI of affect anything else on your tax return. Because it does not add to your AGI, it does not affect anything that depends on AGI such as Medicare IRMAA.