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Level 2
April 15, 2026
Question

Married filing separately. Turbo tax is reporting all me 2025 roth ira contributions as excess when they're not. Income is below limit, why is this happening?

  • April 15, 2026
  • 1 reply
  • 66 views
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1 reply

Level 15
April 15, 2026

If you are Married Filing Separately, you are not permitted to make any Roth IRA contribution if your modified AGI for this purpose is over $10,000.

 

https://www.irs.gov/publications/p590a#en_US_2025_publink1000230989