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Level 1
April 15, 2026
Question

If one failed to make an IRA RMD for 2025 and have collected it in 2026, does one enter information ones 2025 tax return or should it be reported on the 2026 return?

  • April 15, 2026
  • 1 reply
  • 54 views
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1 reply

DaveF1006
Level 15
April 15, 2026

You report the missed RMD in the year you actually received it — so it goes on your 2026 tax return, not your 2025 return. If you were required to take it in 2025, you need to report the missed payment on your 2025 return.

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