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Level 2
March 1, 2026
Question

confused about RMD amount for my monthly pension

  • March 1, 2026
  • 2 replies
  • 142 views

I'm confused by the question about the required minimum distribution for my civil service pension.  I have seen the advice to enter the entire amount of a monthly pension  as an RMD. Should this be the gross distribution , or the taxable amount, or the total of monthly amounts received after Federal & state taxes are withheld?

    2 replies

    Level 15
    March 1, 2026

    When you enter a 1099R for a monthly pension you just say it was all RMD.   A pension fulfills the requirements for RMD.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    Joeblow7Author
    Level 2
    March 1, 2026

    Sorry, I'm still confused. They ask for number in an actual dollar amount.  Should this be the gross distribution, taxable amount or what I received after taxes withheld? What does "all " refer to?