1099r - Disaster Distribution Filing

Forum|Forum|3 years ago
January 31, 2023
1 reply
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I took a disaster distribution in 2020 and answered all of the questions under IRA, 401(k), Pension Plan Withdrawals (1099-R). I did not receive a 1099R in 2023 (for 2022). I only received one in 2021 (for 2020). When I go to wrap up my income I reach a "Did you take a disaster distribution at any time between 2018 and 2020?" page. I answered "Yes" and it brings me to "You'll need to visit the form 1099-R retirement topic

Please visit the Retirement topic IRA, 401(k), Pension Plan Withdrawals (1099-R) in Wages & Income under the Federal section." Am I doing something incorrectly?

Not A Product Question

DaveF1006

Level 15

it depends. To clarify, what was the disaster you took the distribution for? Was it COVID?

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jl3819Author

Level 2

Yes! It was in 2020 a withdrawal from my 401k Under the CARES act.

JosephS1

Level 8

As DaveF1006 was trying to determine, if you took a disaster distribution in 2020 for covid and correctly filed the From 8915-E for spreading out the distribution over 3 years you would have taken/will take, 1/3 each in 2020, 2021, and 2022. If you did not take an additional retirement distribution outside of the disaster distribution you would not have been sent a 1099-R.

If you did take the disaster distribution and followed the correct procedures, you need to include 1/3 of the distribution in 2022.

Below are the instructions from the IRS about Form 8915-E

Form 8915-E

@jl3819

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