CAN I CONTRIBUTE TO A ROTH 401(K) AND ROTH IRA IN THE SAME YEAR?

[Kiki]

My 401(k) plan offers a Roth 401(k) option. I am contributing my salary to the Roth 401(k) and Traditional 401(k), 50% and 50% for each.   Can I also continue to contribute to my Roth IRA?

[MayaD]

Yes, you can continue to contribute to your Roth IRA. However, Income limits apply to Roth IRA contributions.

For more information please check: Retirement Plans FAQs on Designated Roth Accounts

[Kiki]

MayaD,  Thank you very much for your reply and providing the links for more information!

I just want to make sure that if I understand correctly. 

So let say:  example

In 2021, I can contribute $13000 for Pre-tax 401K  AND  $13000 for Roth 401K through my employer.

AND  In the same time in 2021, I also can contribute $7000 for Roth IRA.

So, Max contribution I can make in 2021 is $26000 + $7000 = $33000

I am 56 years old.

Am I understanding correctly?

I would really appreciate if I hear any reply.

Thank you so much.