Skip to main content
Level 1
January 21, 2025
Question

Wife Files married but separate and usually wait for me to file to get Her refund Do I file if I did not work at all last year?

  • January 21, 2025
  • 2 replies
  • 25 views
I filed with TurboTax to previous year when I did work.

    2 replies

    AmyC
    Alumni - Intuit
    January 21, 2025

    No, you are not required to file if you had no income. Take a quick quiz, Filing requirement if you are uncertain.

     

    Please see:

    **Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"
    VolvoGirl
    Level 15
    January 21, 2025

    Why aren’t you filing a Joint return, especially if you have no income?  Joint is better and has a higher Standard Deduction and other advantages.

    Many people think they come out better when filing Married Filing Separate but they are probably doing it wrong.  If one person itemizes deductions on Schedule A then the other one must itemize too, even if it's less than the standard deduction, even if it is ZERO!  And if you are in a Community Property state it can be complicated to figure out.

     

    And there are several credits you can't take when filing separately, like the

    EITC Earned Income Tax Credit

    Child Care Credit

    Educational Deductions and Credits

     

    And contributions to IRA and ROTH IRA are limited when you file MFS.

     

    Also if you file Married Filing Separately up to 85`% of your Social Security becomes taxable right away even with zero other income.

     

    See …….

    https://ttlc.intuit.com/community/married/help/is-it-better-for-a-married-couple-to-file-jointly-or-separately/00/25590