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Level 2
April 16, 2026
Question

What can you do if you unexpectedly make too much for the premium tax credit?

  • April 16, 2026
  • 1 reply
  • 130 views

If you unexpectedly make too much (400% of the FPL?) to qualify for the premium tax credit, can you lower your income back below this level by contributing to accounts such as traditional IRAs, traditional 401(k)s, and HSAs?

 

Is it based on your taxable income?

1 reply

Level 15
April 16, 2026

It’s based on your AGI.