Skip to main content
TurboTax
Community
TurboTax
TurboTax
T
tkcam
Level 2
October 18, 2022
Question

Student Loan Debt Relief Eligibility

  • October 18, 2022
  • 1 reply
  • 3 views

Hello,

So by looking at the application for student debt relief, if my individual AGI for either 2020 or 2021 was under $125k, and I filed married filing jointly with total income above $250k, I will need to Re-file to married filing separately, in order to qualify for my Individual $10k of Loan Forgiveness..

Would that be correct ?

    1 reply

    X
    Level 15
    xmasbaby0Level 15
    Level 15
    October 18, 2022

    The tax laws do not allow you to amend from a joint return to separate returns after the filing deadline.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
      Critter-3
      Critter-3
      Level 15
      October 18, 2022

      @xmasbaby0 

       

      Bingo ... that answers that question on trying to go around the loan forgiveness rules.  So if you have already filed a joint return amending to file separately to get the loan forgiveness is not possible.  

        T
        tkcamAuthor
        Level 2
        October 18, 2022

        Thx. 
        what about not amending the status, 

        but amending from itemized to standard deduction. 
        Would that move the charitable contributions to before the AGI line ?

        TurboTax flag icon

        Unlock tailored help options in your account

        Create an account
        TurboTax Expert Assist
        TurboTax Expert

        Get answers to all your tax questions

        Our experts are available on-demand, no appointment needed. Get help all year long with TurboTax Expert Assist.

        Explore your options
        Terms & ConditionsAccessibility statement
        Sitemap
        Intuit
        TurboTax Credit Karma QuickBooks MailChimp

        ©1997-2026 Intuit, Inc. All rights reserved.
        Intuit, QuickBooks, QB, TurboTax, Credit Karma, and Mailchimp are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice.

        Security Certification of the TurboTax Online application has been performed by C-Level Security.

        By accessing and using this page you agree to the Terms of Use.

        About Cookies Manage cookies

        TRUSTe nResult Certified e-File C-Level Security Certification
        Intuit
        TurboTax Credit Karma QuickBooks MailChimp

        © 2026 Intuit Canada ULC or its affiliated companies. All rights reserved. Intuit, QuickBooks, QB, TurboTax and ProFile are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice.

        Copyright © Intuit Canada ULC, 2026. All rights reserved.

        About Cookies Manage cookies

        Intuit
        TurboTax Credit Karma QuickBooks MailChimp

        © 2026, Entreprises Intuit Canada ULC ou ses sociétés affiliées. Tous droits réservés. Intuit, QuickBooks, QB, TurboImpôt et ProFile sont des marques déposées d’Intuit Inc. Les modalités, prix, fonctions et options de service et de soutien peuvent changer sans préavis.

        © 2026, Entreprises Intuit Canada ULC. Tous droits réservés.

        À propos des témoins Gérer les témoins