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Level 1
June 1, 2019
Solved

My friend and I bought a home together. It is in both of our names - not in a relationship or married. Do we have to file together for the interest? I'd rather not

  • June 1, 2019
  • 1 reply
  • 15 views
I'd prefer to not be involved as I don't pay the interest - just share living expenses.
Best answer by DoninGA

If you are not legally married then you can only file as Single, regardless of your living arrangements.

In this arrangement, only the person who pays the mortgage can deduct the mortgage interest paid as an itemized deduction on Form 1040 Schedule A.

1 reply

DoninGA
Level 15
DoninGALevel 15Answer
Level 15
June 1, 2019

If you are not legally married then you can only file as Single, regardless of your living arrangements.

In this arrangement, only the person who pays the mortgage can deduct the mortgage interest paid as an itemized deduction on Form 1040 Schedule A.