If I put my nieces valid account because of my disability and ignorance will I still receive my refind

Forum|Forum|2 months ago
May 4, 2026
3 replies
195 views

It’s a valid account it is not my name and turbo tax is saying my refund is on its way

TurboTax Online

DoninGA

Level 15

Since your name is not on the account, the bank will probably reject the direct deposit and return it to the IRS. The IRS will then send you a CP53E notice requesting a correct bank routing and account number for the deposit - https://www.irs.gov/individuals/understanding-your-cp53e-notice

VolvoGirl

Level 15

Sorry probably not. Your name usually has to be on the account. Ask the bank if they will accept the deposit. They will probably send it back to the IRS or the 3rd party bank if you had any Turbo Tax fees deducted from it.

Opus 17

Level 15

We can't say for sure, but in most cases, if you designate a bank account that is not in your name, either the bank or the IRS will refuse the direct deposit, and the IRS will instead mail a paper check in about 4 weeks.