I keep getting the 1095-A "needs review", but I don't have health insurance from a marketplace and I tried deleting the form already.

Forum|Forum|3 months ago
April 20, 2026
1 reply
308 views

Hi,

My return got rejected and I am trying to refile it. I made the correction, however, when I go to my federal review, there is still a fix that is needed regarding the 1095-A form. The fix is requesting I input "Recipient SSN". However, I went to my deductions under medical and selected "no" when asked "Do you need to report any 1095-A's?". I went to "Tax tools" and tried to delete the existing 1095-A form. There was no 1095-A form for me to delete so I tried to go through the federal review again and the "Needs Review" continued to pop up regarding a 1095-A.

Not sure what to do at this point since I need to refile my return but I don't need this 1095-A form.

TurboTax Basic Windows

CesarJ

Level 6

If your return was rejected because the IRS indicates a missing Form 1095-A, it likely means someone in your household had Marketplace coverage, even if you believe you didn't. The IRS uses information matching your Social Security Number to their records, triggering the rejection.

To handle this situation:
1. Go back to the question in TurboTax asking if you need to report any 1095-A forms.
2. If you truly didn't receive a 1095-A and no one in your household had Marketplace coverage, select No to certify this.
3. This certification lets you e-file your return despite the IRS record.

If you are unsure whether anyone in your household had Marketplace coverage, check the HealthCare.gov or your state's Marketplace account for that information. If your e-file return keeps rejecting due to missing Form 1095-A, you can mail your return to the IRS instead.

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