I have one W-2 and one 1099-INT. Why am I being forced to use TurboTax Deluxe?

Forum|Forum|1 year ago
March 17, 2025
1 reply
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TurboTax Deluxe Online

KeshaH

Level 11

You might be required to upgrade to TurboTax Deluxe if you:

- are itemizing your deductions (for example: mortgage interest, state taxes, medical expenses, charitable contributions)

- are claiming credits that require additional forms or schedules

- received interest in excess of $1,500, which requires a Schedule B

- have something on your W-2 that requires additional forms or schedules to be included with the return (such as HSA contributions or the retirement savings credit)

lvharlandAuthor

Level 2

I have $12 of bank interest on my 1099-INT. My W-2 is for less than $7000 in wages, and none of those conditions exist. I have tried deleting both the W-2 and 1099-INT and starting over, and it still forces me to use TurboTax Deluxe.

MayaD

Alumni - Intuit

If you need to upgrade to claim the Saver's credit, follow the steps below to remove it :

Login to your account.
Select Federal from the left menu.
Go to Deductions and Credits
Scroll down to Retirement savings contribution credit in the Retirement and Investments section
Continue to the screen Retirement savings contribution credit and answer Yes to the question "Were you a full time student during any five month in 2020?"

You won't qualify for the credit if you check that you were a full time student.

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