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Level 1
April 8, 2026
Question

I am self-employed and on an ACA marketplace plan. I also have a dependent on a college health plan ... how do I deduct the dependent's premiums in addition to my own?

  • April 8, 2026
  • 1 reply
  • 65 views
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1 reply

Level 15
April 8, 2026

No.

 

You cannot deduct your dependent's health plan as Self-employed health insurance.

 

The IRS says in this document page 1:

 

For self-employed individuals filing a Schedule C (Form 1040) or F (Form 1040), a policy can be either in the name of the business or in the name of the individual.

 

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