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Level 1
February 8, 2022
Question

How do I know if I need the 1095-A form for health insurance? What kind of insurance qualifies to need this form?

  • February 8, 2022
  • 2 replies
  • 11 views
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2 replies

Level 15
February 8, 2022

Generally, health insurance purchased on the healthcare.gov website qualifies as marketplace health insurance. You know if you have a marketplace (ObamaCare) health insurance plan because you personally purchased it on the healthcare.gov website.

  • If you're an employee and you have health insurance through your work, you don't have a marketplace plan
  • You wouldn't get a 1095-A form. You'd most likely get a 1095-B or 1095-C forms. These last two forms don't have to be entered in TurboTax. Just keep them for your records.

While a marketplace may also be referred to as a health insurance exchange, each state that is running its own exchange independently or in partnership with the federal program has its own name. Here are a few state marketplace names:

  • Covered California
  • Health Idaho
  • Nevada Health Link
  • Vermont Health Connect
  • Washington Healthplanfinder

Additional information: What is Form 1095-A: Health Insurance Marketplace Statement

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Level 15
February 8, 2022

You need that form only if you got medical coverage from the marketplace.