How do I answer the question? I am self employed and bought marketplace insurance. No money spent as it was subsidized Do I answer yes or no?

Forum|Forum|3 months ago
April 2, 2026
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TurboTax Online

ReneV4

Level 6

If the subsidy paid the entire bill, then you would answer No, since you can't deduct a cost you didn't actually incur.

However, to ensure you did in fact pay zero, review your Form 1095-A and look at Column A (Monthly Premium) and Column C (Monthly Subsidy).

If Column A is exactly the same as Column C for every month, your cost was truly zero, so answer No.

However, if Column A is more than Column C, you technically did pay a premium, in which case, you can answer Yes and TurboTax will help you calculate the deduction for that portion.

Note: Even if you paid zero, the IRS still requires that you enter your Form 1095-A in your tax return.

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How do I answer the question? I am self employed and bought marketplace insurance. No money spent as it was subsidized Do I answer yes or no?

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