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Level 1
April 16, 2026
Question

does collect my SSA at FRA and continuing to work at my salary push me into another tax bracket?

  • April 16, 2026
  • 1 reply
  • 73 views
I would then me at 109,000 annually

1 reply

Level 15
April 16, 2026

Yes, it can. The following will explain how the amount of social security income taxable amount is included. At your income level, it's likely that 85% will be included which is the maximum allowed.

 

When will some social security income become taxable?

  • if half of your social security, combined with your other taxable income is below the following base amounts, then none of your social security would count as taxable income.
  • The base amount for your filing status is:
    • $25,000 if you're single, head of household, or qualifying surviving spouse,
    • $25,000 if you're married filing separately and lived apart from your spouse for the entire year,
    • $32,000 if you're married filing jointly,
    • $0 if you're married filing separately and lived with your spouse at any time during the tax year. 
  • Social Security Income FAQs
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