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Level 2
March 9, 2026
Question

1095-A assistance needed and SLCSP%

  • March 9, 2026
  • 1 reply
  • 79 views

Our non-dependent son was on our ACA plan 1/1/25 - 6/30/25, he files his own taxes. We received 1 1095-A that shows the three covered individuals, our son 1/1-6/30 and the two of us 1/1-12/31. Our part 3 values changed when our son left the policy. We chose an agreed upon % of 33 and 67%. 

I entered our son as January - June for the coverage and input our portion of the shared policy as 67%, I don't see an option to increase our % to 100% for July - December.  I checked on forms 1095-A and 8862 and do not see a way to divide the percentages.

 

Do we need to do anything else to the 1095-A or does the software do the calculations for our costs during the July - December time frame.

 

Another question is why does the 'get help with this' on the 'What's your portion of this shared policy' page state that the 'Your SLCSP %' is usually left blank?

    1 reply

    Level 15
    March 10, 2026

    The amount you enter is for the period of time you selected.  If you look at the 1095-A shared allocation information smart worksheet you will see that it has the start month and the stop month. Then on form 8962, you should see that Jan-June have different numbers than the rest of the year.  

     

    If you are using the desktop program you can switch to forms mode and look at the 1095-A and form 8962.  If you are using the online version, you can see your forms and worksheets in the print center.  This will let you see the actual numbers and where they are coming from. 

     

    I do not see the statement about leaving the SLCSP blank, everything I see says enter an amount there.  It is best to enter an amount in all 3 columns, although, these amounts are generally the same.  

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    JWK25Author
    Level 2
    March 11, 2026

    JWK25Author
    Level 2
    March 11, 2026

    The screen shot I posted show the comment SLCSP% is usually left blank. 

     

    I noticed that last year I did not leave it blank. 

     

    I am using the 2025 Premier Desktop software version.

     

    In calculating the cost share allocation, we are allowed to use 0-100% as long as we agree on the percentage.  I noticed that claiming 0% during the six months (on our return) that we are sharing an ACA plan with our son does not seem to work, I clears out all our information on our form 8962. The remaining six months should be 100% our responsibility. If I set the % to 1% it works fine and allocates the amount on form 8962. Is there a manual way to get around this?

     

    Since we can choose 0-100% it seems like the above should work.