Retirement Credit forcing me to Pay for Deluxe

treytrey134 · ‎April 18, 2026

How can I a) Get the retirement credit without paying for deluxe b) Decline retirement credit all together. It seems TurboTax is giving me no choice but to accept this +$200 Retirement Credit, which is great, but as a Free Edition user, I do not want to pay for all the fees that come with getting the Deluxe Edition. Can I just not get the credit? Do I just have to pay for the Deluxe and that's just the way it goes?

xmasbaby0

To get rid of the saver credit---go to the section for that credit and tell the software you were a student. That will disqualify you for the credit and allow you to stay in Free Edition.

Federal>Deductions and Credits>Retirement and Investments>Retirement Savings Contribution Credit

Or—-Use this IRS site for other ways to file for free. There are 8 free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

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