Full Deduction of Traditional IRA if you have No 401K or other Retirement Plan at workplace

[DAJ2500]

I  was  informed  at  IRS  Website  that  if  You   (  and  spouse if  married)   both  have  NO  Retirement Plan like  a  401K  or  403b   at  your  workplace  --  that  you  are  able  to  Fully   DEDUCT  a  Traditional  IRA  for  that  year.   

Is  this  true?     Does  Turbotax  show  you  how  to  do  this . ( I  use   On line  version of  Premium  Turbotax)

Do  they  ask   you  this  question  about  No  having  a  Retirement  plan  at  workplace   on  the  Turbotax  and  then  allow  this  Deduction?        Thanks for  your  Help

[DoninGA]

For 2026, the total contributions you make each year to all of your traditional IRAs and Roth IRAs can’t be more than:

• $7,500 ($8,600 if you’re age 50 or older), or
• If less, your taxable compensation for the year

To enter, edit or delete an IRA contribution -

Click on Federal Taxes (Personal using Home and Business)
Click on Deductions and Credits
Click on I'll choose what I work on (if shown)
Scroll down to Retirement and Investments
On Traditional and Roth IRA Contributions, click the start or update button

[DAJ2500]

Yes  I  Know  where  the  IRA  section  is  located on  the On- Line  Turbotax  Premium---BUT  do  they  On  Turbotax  ask  this  specific  Question  about  NOT  having  a  401K  or  other  Retirement Plan at your  workplace  and  thus  enabling  you  to  Deduct  the  full  Traditional  IRA  amount  for  the  year.?     Thanks.

[DoninGA]

@DAJ2500 Yes, there is a question in the IRA contribution interview asking if you are covered by a retirement plan at work.