All good advice. I am in the pay down debt group.
You cant get ahead if you are paying 12%, 14%, 18$, or worse 24% interest!
Pay down that debt and you just MADE 12%, 14%, 18% or 24% interest!
Then take the money you WERE using to pay that monster and have it automatically deducted from your bank account monthly and deposited into a no load mutual fund, my favorite something like the Fidelity Contrafund, or a mix of Large Cap and Small Cap aggressive growth funds. I am assuming you are under 50. You are smart to realize doing this will be good for your financial well being in the long run. Good Luck!