Level 3

What should I do with my refund?

Think I'm getting a refund this year (fingers crossed, breath held, all that jazz) and, in thinking about what I spent my refund on last year, I realized I totally blew it. 

 

How can I actually save (beyond, you know, not spending it) or maybe even grow this possible/hopeful check? 

 

For some context, I wanna buy a house at some point in my life, I should probably get rid of my car loan at some point, and I have some credit card debt.  Seriously, what should I do?