Level 2
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Credit cards

I am doing this right now. My loan is 0% apr for the first 24 months which will help me in paying off my debt while not having to worry about interest.

I can tell you that paying off my 6 cards with a loan has boosted my score significantly. As for the payments I have a 60 day grace period before I need to start. We have consolidated my amounts into one easy affordable payment.