Large drop in score

I had a couple of serious score drops from 627 to 545 and a week later from 545 to 473 and nothing changed on my report or with my credit usage. I have paid payments on time and haven’t used any more credit nor did I get a new cc or get a loan. Why did these scores drop so significantly? 

Credit score

Which credit bureau (aka credit scoring model) were you using? 

 

Have you tried getting your credit score through Turbo? --> https://turbo.intuit.com/

 

You might want to review all of your credit reports, which you can get free from the site below.

 

https://www.annualcreditreport.com/index.action

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