In 2018, I contributed $500 a month to my Roth IRA for 6 months - July through December. I realized that we exceeded the income limit when we started working on our taxes in 2019 so withdrew the $3000 I had contributed (prior to filing). No one mentioned anything about the earnings so I didn't think about it until I received my 2019 1099-R with J in Box 7. I really don't think I have any earnings because the market was down during that time but I'm not even sure how to calculate it since it was 6 separate contributions to my Roth IRA. I used an accountant to do my taxes in 2018 instead of using TurboTax (won't do that again). Do I need to go back to the accountant to amend my 2018 return or do nothing since I removed the excess contribution prior to filing taxes. If I can amend on my own, what form do I need to use?
