Retirement tax questions

Line 22 is the amount that you owe, it is not your tax which is on line 11.  Line 18 is subtracted from line 11.  Line 22 would only have an amount if line 11 is more than 18, otherwise the difference would be on line 19 which would be a refund.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**