New Member

1099R from death benefit. Box 2b:Total distribution checked. I am asked if Box 2a, which is blank, usually had taxable amount. How do I answer if one time payment?

This was a one time distribution from a death benefit from my father. I believe it was an annuity that he had been receiving monthly checks from.

The question is:

"For the years you received these distributions, was the amount shown in box 2a of the Form 1099-R used as the taxable amount?

Yes, the amount in box 2a was used as the taxable amount.

No, a different amount was taxable."

I have no way of knowing for sure but I do believe he was getting monthly checks from this account. How do I answer (other than calling life insurance company please).