DanielV01
Expert Alumni

Retirement tax questions

It depends.  Since it is a 2015 form, you will be penalized if you owe money to the IRS, because the filing deadline for 2015 forms passed almost 2 years ago, and this form must be included with your 2015 return, not this year.  However, if you are getting a refund (or additional refund), you will not have a penalty.  

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