This seems to be a financial planning question, and consulting with a qualified planner may be valuable. Of course, the answer depends upon how much money you earn in 2019 and how much you receive from SSA.
Here are some thoughts:
- Estimate your 2019 earnings and SSA income, and run a "trial" return through 2018 TurboTax to see the impact. You can compare your income and taxes with and without the SSA income or with various earnings from work. Be sure not to file these "trial" returns!
- If you do not need the Social Security payments, you can request that they be suspended until you decide to work less. Refer to SSA site https://www.ssa.gov/planners/retire/suspend.html and an AARP site https://www.aarp.org/retirement/social-security/questions-answers/suspend-social-security-then-resta...
- From a non-financial perspective, you may want to decide what you wish to do with your time, and how much you enjoy your work.
