As a result of the SECURE act passed in 2020, if you have not reached the age of 70-1/2, then your first RMD does not have to be taken until you reach age 72-1/2. If you reached the age of 70-1/2 in 2019 or earlier, you must continue to take RMDs even if you are not age 72-1/2.
Separately, the CARES act for coronavirus relief suspended the RMD requirement for everyone for the year 2020.
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