I removed your attached files.   The file names were concerning.  A file name of "tax return" PDF suggested that they could contain sensitive info, that you should not post in this public Internet forum.

pay with my refund

@boris_cyberbox
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Santa Barbara Tax Products Group-they are the company that processes the refund whenever you choose to have your TurboTax fees deducted from your federal. The refund is sent to them, the fees are deducted, and then the remainder is sent to your bank.

Fees? The ACH I received was almost $200 less than the refund Turbotax described. If I had asked Turbotax to cut a check would there have been such a fee?

So you’re saying the deducted taxes out of my federal and I received the remainder of it?

Do they process federal and state returns separately?

Yes.  Federal and state are completely separate and refunds come at different times from different places.  A state refund comes directly from the state.

Make sure each return was accepted.  You can check your efile status here     <a rel="nofollow" target="_blank" href="https://turbotax.intuit.com/tax-tools/efile-status-lookup/">https://turbotax.intuit.com/tax-tools/ef...>

Why is the amount that turbo tax said it was going to send, not the same amount that has been deposited into my account? Who is this Santa Barbara Tax Group and why is this happening this time? This did not happen last time. I got much less than expected and will not be using you guys again if this is the case.

You do not need to use them.  They are the 3rd party bank your refund has to go though  so they can take the fees of of your refund.  There is an EXTRA 39.99 for that Refund Processing Service.  If you pay the fees upfront with a credit card before you file you get your full refund directly from the IRS.  
<a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/questions/1900596-what-is-the-refund-processing-service">https://ttlc.intuit...>

i am in the same boat here i was suppose to get 943 and got 521 ...over 400 dollars less than my tax return stated on turbo tax

adymjon :
If you were due to get both Federal and State refunds, they come in separate deposits.   Did you have both refunds?   If so, be sure you are not using the total amount displayed on the screen in your TurboTax account.   TurboTax displays the total of both refunds, and it can be confusing.  For some time we've asked them not to do that, but they still do.

Look at your actual Federal return Form 1040, Line 20a to see what your Federal refund amount was supposed to be.   Then if you had any fees paid out of it, subtract it from the amount on Line 20a.

I just don`t understand !! They took out $109.00 from my account, and no refund yet?? what is this. I  wont use them again!!!

You would need to explain that more, including what products you used.