The
question on the page before you see that you had a “lapse” in coverage is
causing the issue.
On
the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have
on December 1, 2016?”. The choices are Family, Self only, or None.
If
you have been covered under your husband’s family plan, you might think you
should answer Family to the
question. However, the answer should be None.
It
is referring to what type of plan you held in your name on December 1, 2016. If you had
your own separate HDHP on that date, then choose the type of plan that you
had. If instead you were covered under the plan in your husband’s name,
then you should choose None.
