Level 15

Deductions & credits

If you choose to allocate the entire $6,750 regular family contribution as a contribution to your husband's HSA, you could then only make a $1,000 catch-up contribution to your own HSA.  (Your husband is also separately allowed a $1,000 catch-up to his HSA for a total contribution of $7,750 to his HSA.)

Distributions from either of your HSAs can be used to cover qualified medical expenses for either of your or your qualifying dependents, if any.