TurboTax is asking if I was covered by an employer retirement plan in 2020 to determine if I can contribute to a Traditional IRA to reduce my taxes. My wife is not employed in 2020. However, I lost my job April 2020. I was previously covered under an employer 401K until I was released. Can my wife and I both still contribute to a traditional IRA for 2020 tax year since I was no longer covered under employer retirement plan after April?
