@trexbecky wrote:
So does the trust have to file a tax return separately or does it go on my tax return because I am the grantor?
Grantor trusts can typically use an optional method of filing rather than filing a 1041.
See https://www.irs.gov/instructions/i1041#idm140366310230464
NOTE: Also, for future reference, in order to deduct mortgage interest, a taxpayer must actually pay the interest and the taxpayer must at least be named on the deed (i.e., it is not necessary that the taxpayer who pays the mortgage interest be named or otherwise obligated on the note).
