It depends. It is a best practice to leave blank any cell that does not apply. By returning to Form 8938 and deleting any entered zeros, this may resolve your issue.

For more details about Form 8938:

Should I file FBAR (FinCEN 114), Form 8938, Form 3520 or all of these?

2019 Form 8938 filing requirements

@KitnCab

TY!

The Zeros appear by default and will not be deleted and if left blank the yellow spaces remain yellow and alert as Errors....Very odd since I simply do not have figures to fill in nor Forms/Lines to fill in.

I have filled in the Yellow spaces with duplicate Form, Line & Schedule Line answers of the Interest & Dividend figures I actually have to enter...not sure how else to deal with this? Am not lying when I say "0"!

TY for the info on the other forms. Am submitting an FBAR and mailing a 3520.