Yes, you still need to file a Form 1040 if you are not reporting any financial account or assets.  If you are referring to whether if you can file a Form 1040-EZ,  it is no longer available starting from last year the 2019 tax season where you file your 2018 tax return. 

If you do have any foreign accounts for more than $10,000, TurboTax will not upgrade you from the Free edition.  There must be other reasons why you are upgraded from the Free edition. Click here for more information: Deluxe edition

I am having the same issue.

Spouse has a foreign account. I clicked "there is an active account" as you did. We use this bank account to pay a student loan in that country. No, we do not have any foreign income. The bank only exists to pay (auto-debit) a student loan that exist in that country.

We usually top off and replenish the account by a few hundred bucks so it never dries out from student loan payments.

IRS says you do not need report any income under 10k; which seems to be our case as we do not have any foreign income or interest. TurboTax is aware of it too ; because it asks the very same question during the process. Yet it choses to force one to upgrade. 

So what gives. TurboTax is being shady on this one? 

My spouse and I have income in the USA and nowhere else. But just because we indicated that we have a bank account abroad, it is forcing us to upgrade as well. 

If you are saying that TurboTax shouldn't, then there is a bug in the process? I guess. 

I am sorry that you had this experience- it really is not meant to get extra money, but to make sure your taxes are filed correctly.  See Can I downgrade to a lower-priced version of Turbo ...

@shammu