Once your return has been accepted (or mailed), it's too late to change your bank account for direct deposit.

If the info you provided is for a closed or invalid account, the government will just mail you a refund check.

And if the info you entered happens to be someone else's account, don't worry – banks won't deposit tax refunds into accounts where the names don't match up.

Now, if your recently-filed return is in pending status, wait until it's either accepted or rejected.

• If rejected, simply open your return in TurboTax and go through the File section again to update your bank account before re-submitting your return (don't forget to also take care of whatever problem caused the rejection).
• If accepted, you'll get your refund check in the mail.

Finally, If you used the  Refund Processing service, you would only be charged once the IRS processes your return. You would not be charged if the IRS has to mail you a check.

For additional information:https://ttlc.intuit.com/questions/1901677-what-if-i-entered-the-wrong-bank-account-for-direct-deposi...