After you file

The promo is not a scam but it was definitely intentionally presented in a way to be deceptive and to be as lucrative as possible to both Credit Karma and TurboTax.

The deception was that the key elements of the acceptance were advertised and highlighted while payout requirements of the offer was posted in the fine print which created the deception.

This type of business won’t earn Credit Karma and TurboTax any new business, and might very well cost them some repeat business like my own.