When you receive your Visa card your refund won't automatically be on your card until the IRS or State releases your refund. The IRS states that most refunds are received within 21 days from the time a return has been accepted and a refund option is selected. 

Please see FAQ, (click on see entire answer) for more information about your Visa card and your refund status: https://ttlc.intuit.com/replies/6419974